Credit-Repair-Planner software will help create an optimized repayment schedule which factors in credit improvement.
The concept is simple: pay off the highest-interest cards first while bearing in mind that carrying in excess of 50% on any revolving credit line dings your credit score.
Credit-Repair-Planner will break this down into two repayment schedules - the first to get all cards down below 50% and the second to take them down the rest of the way.
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